By continuing to use this website, you affirm that you have read, understood, and agreed to our privacy framework, disclaimers, and terms of service. If you do not consent to these terms, please leave the site immediately. All materials, including text, graphics, images, and downloadable files, are provided solely for informational purposes and do not constitute professional advice. Unauthorized copying, alteration, or illegal use of any content is strictly prohibited. Some areas of the website may impose additional rules or conditions. All content is copyright-protected, and prior written approval is required for any reuse. We disclaim responsibility for accuracy and external third-party content. Policies and terms may change at any time without notice.